• Portugal just released the requirements for its new “digital nomad visa” launching Oct 30.
  • Remote workers who make at least four times the local minimum wage can apply. That amounts to about $2,750 a month.
  • Recipients can live and work in Portugal for one year, or apply for residency and stay longer.

Portugal recently released the requirements for its highly-anticipated “digital nomad visa,” allowing remote workers who make four times the national minimum wage to live and work in the picturesque European nation. That calculates to about $2,750 a month.

Starting Oct 30, remote workers can apply for either a temporary stay visa of up to one year or a residency permit that can be renewed for up to five years.

You can apply at a Portuguese Consulate in your home country, or Portugal’s immigration agency, Serviço de Estrangeiros e Fronteiras. On top of showing proof of income for the last three months, applicants must submit tax residency documents and a contract of employment (or evidence of self-employment).

One of the program’s most significant selling points is that recipients can travel visa-free throughout the Schengen Area, a region containing 26 European Union member countries where travelers can move freely without dealing with border control.

Portugal has already seen an influx of foreign residents since the pandemic, many of whom have used the D7 visa, or “passive income visa” to set up shop in the country.

One of the most affordable programs of its kind, the D7 visa requires applicants to make only €7,200 — or about $7,011 — per year to qualify. But unlike the digital nomad visa, the income must be the result of passive investment streams, such as real estate or equity in a company, as opposed to a monthly salary.

The popularity of Portugal among remote workers is due to several reasons, including the low cost of living, mild weather, an abundance of co-working spaces, connections to major European cities, and the country’s fluency in English,  the head of an investment migration firm with a strong presence in the Portuguese market, told Insider.

The Portuguese capital’s sunny climate and low cost of living have led to an influx of residents who are now able to log into work from anywhere.

“Lisbon offers the advantages of city living and the benefits of being in the European Union.”

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The evaluation concluded that Lisbon is a “sophisticated city”, which stands out for the quality of its universities, infrastructure, and security, for its access to private capital, for having a stable local government/administration, and for being a sustainable city.

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It’s no surprise since we already knew from last December 22nd, 2020, of the possible changes to the current legislation that regulates the issuance of Golden Visa in Portugal.

As mentioned in our Newsletters of February 19th, 2020, and January 18th, 2021, Decree-Law No. 14/2021 was published on February 12, which changes the legal regime for the granting of Golden Visa in Portugal.

The most significant change that could have a greater influence on how to obtain this residence permit (Golden Visa) and later Portuguese nationality, will only allow real estate investment in the interior areas (called “NUT III Zones”) and in the Islands. Excluding urban areas (Lisbon and Porto) and the coast, which is more attractive in terms of real estate.

This change will have major consequences for the Golden Visa Portuguese Program, as 95% of this investment was in real estate in the cities that are more attractive and profitable.

Further changes are foreseen in other areas, namely in capital transfers, investments in scientific research, in the acquisition of capital in investment funds, and in the constitution of companies in the national territory, which are not significant, as they represent about 5% of the global investment in this program, in the last nine years.

These changes come into effect on January 1st, 2022, which means that anyone who wants to make this real estate investment in the most attractive areas, within the scope of the Law currently in force, will have to do so during this current year 2021.

It should be pointed out that this time window coincides, due to the current pandemic state conditions, with a significant price reduction in property prices in Lisbon, Porto, and the coast.

GETiN has advised its customers, who are considering taking advantage of the Portuguese Golden Visa program, to make their decisions in order to be able to make investments before the end of the year.

For further information, please contact:

Duarte Jardine

On the 22nd of December 2020, the Council of Ministers presented on their Official Communication the approval of a Decree-law that changes the legal regime for Investment Residence Permit (ARI-Golden Visa).

In the text presented, the 11th point states that this amendment “aims to augment the promotion of foreign investment in low-density regions, namely: in urban requalification, in cultural heritage, in activities of high environmental or social value, in productive investment and job creation.”

Lately, it has been discussed in the press, by some of the major players in this type of operation such as real estate companies, promoters, law firms). They mention the lack of timing for this government measure to be implemented.

In fact, last year, changes very similar to those already indicated were meant to start in January 2021. However, despite the Government has approved amendments to the Law, it did not regulate them. As a consequence, the 2012 Law remains in force, as mentioned in our February 20, 2020 Newsletter.

The intention to restrict the granting of Golden Visas, through real estate investment, in the amount of 500,000 euros, in the areas of Lisbon, Porto, and some on the coast, especially the Algarve, will be made progressively starting from July 1, 2021, and until by the end of 2022. Since this is a transitional period, those interested in these areas can thus continue to benefit from this Golden Visa option.

  In this transitional period, the values of real estate investment required to access Golden Visas are likely to increase progressively.

In the case of foreign investors wishing to invest in the most attractive areas such as Lisbon, Porto, or coastal areas such as the Algarve, they will have to make investments that are higher than currently planned. Despite this, it should always be competitive in the “European Golden Visa Market”.

In our opinion, the Portuguese State and its economy will not be able to do without the investment achieved in the last 8 years, for approximately 5,000 million euros in real estate from Golden Visas.

As mentioned above, the changes planned last year ended up not being regulated. This year, given the state of the pandemic, the same is most likely to happen.

Although this is our opinion, the Legal Department of GETiN considers that we can only be sure when and if the entire regulation of this Decree-Law is published.

  For investors, which are the main reasons for wanting a Portuguese Golden Visa?

In addition to Portugal continuing to be the third safest country in the world, the possibility to move freely in the Schengen area, to obtain nationality for an individual and their family members in the first degree, the objective is to have a plan B. Given the uncertainty of the future, whether for economic or political reasons and, now also for health reasons due to the pandemic.

In summary, Portugal, given its small size, the quality of its infrastructures, and the cost of real estate on the outskirts of large centers, continues to offer a unique quality of life for those looking for a European Golden Visa.

  If you wish for more information, please contact us.

Duarte Jardine


Note-The mentioned changes will only take effect after the law is published and its regulation in the Official Journal, Diário da República. When this happens, we will make an updated analysis.

“Initiative offers landlords the option of renting their properties to the city for a minimum of five years”

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“In the end, this is not a miracle. This is work and organization,” … “We follow a strategy. In Portuguese, we say this: ‘If you don’t know where to go, no wind is favorable.’ “So we knew where to go and we took advantage of the two weeks ahead of us to prepare.”

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Living, Working and Retirement in Portugal Post COVID-19

“Move on…” as the Portuguese say: “Seguir em Frente…”. It must be our Mindset during these times, the world as we know it is stopped, most of us are grounded at home in the last month and a half and probably will continue to be for a while longer.

We compare countries, government policies, and their consequences. We are overwhelmed with a variety of pandemic experts’ opinions (even football news anchors now consider themselves an amateur Epidemiologist).

As in any war, what our “generals” (a.k.a. politicians) are transmitting to us is that the number of people infected with the virus, the total of deaths, the economic recession, and the remaining “Seven Biblical Plagues” will be much less serious thanks to the all of their good decisions.

This is how in this time of global pseudoscience, fake news, and the massive manipulation of public opinion by some media. The Fear Pandemic was installed, the biggest Pandemic in memory.

Portugal appears in this scenario as an Oasis, this is the image that some international press (Reuters, CNN, Independent, or the Italian Internazionale) have transmitted.

Although we all pray that it will be so, let us remember that also that the “generals” do not comment on the fact that fewer tests are being carried out. The numbers of this public health crisis will be confirmed later, proving that the country managed to “flatted the curve” with the National Health System having an effort rate of 50%, far from being saturated.

Eventually, COVID 19 will be contained and global markets and economies will recover. But the experience of having lived through this challenging period will leave us with an enhanced and perhaps reinvented understanding of what matters most in life.

Now we have a moment while taking this collective break, to rethink how we would like our lives to be, to connect the dots between our ideal lifestyle and the best options of where and how to spend our time and money.

Analyzing from a post-crisis perspective, which city or country will be the best option to reposition ourselves in the world? Diversifying our lifestyle and investment portfolio to take advantage of the many opportunities that our world continues to offer is today a more important agenda than ever. Thus, it will be a way to ensure that we are prepared for what the future will offer us. To decide where we will go, and not being at the mercy of a single government, economy, market, or currency.

Imagine living in a country that offers you the best conditions to organize your life and be able to face any “storm” comfortably and safely.

Although at this moment it is not possible to travel to personally explore these possible destinations, given the current circumstances of the pandemic, this lockout is temporary, and when it is lifted, where should you go?

Kathleen Peddicord is an analyst specializing in investments and residents abroad with over 30 years of experience in this matter. Peddicord stated in an article featured in Forbes Magazine’s April issue, that the best place in the world where one can settle in the following: Portugal.

The reasons mentioned are essentially logical, but also rational and emotional, and now that Europe and part of the world are beginning to come out of confinement, we must make decisions that count.

Why Portugal? According to Peddicord, this country wins the competition as a destination for the following reasons:


Portugal ranks as the third safest country in the world. Violent crime is rare, and petty crime is limited to pickpocketing during the busy tourist season. This country has managed to keep itself separate from the immigration crisis that is playing out in other parts of Europe.

Good Infrastructure

Portugal has had major investments in infrastructure in recent years, specifically to do with the country’s highway network and airports. As a result, it is an excellent base for exploring all of Europe and North Africa.

International Standard Health Care

Health care in Portugal is of high quality, both in the public and in the private sector, and has a National Public Health Service that tends to be free for residents.

Affordable Cost of Living

The cost of living in Portugal is among the lowest in Western Europe (on average 30% lower). As an example, a couple can live in Portugal reasonably with a budget of only 1,300 euros per month. If they have a budget of 2,000 euros per month or more, they can enjoy a quality lifestyle in the heart of the Old World

Affordable Real Estate

In 2019 Lisbon reached the 1st place with regard to the destination of the real estate market in Europe, having sales values ​​well below those of other European cities. Real opportunities can be found in the surroundings and in smaller towns.

Healthy Living

The Portuguese are the biggest fish eaters per capita in Europe, and fresh fish of great variety is available in the ever-present daily markets. The year-round sunshine and fertile earth in this part of the world mean an abundance of fresh produce, too, also available in the local markets. Meantime, pollution rates are low, and streets, towns, and beaches are clean and litter-free.

The Language

English is widely spoken, so any foreigner can live in Portugal without needing to learn the language.

Year-round Sunshine

Portugal has one of the most stable climates in the world with around 3,300 hours of sunshine per year, which means more days of sunshine than in any other country in Europe. The South does not have months of bad weather.

Great Beaches

In the 800 km of beaches that the country has, the European Blue Flag Association has granted 378 beaches along the coast Blue Flag status, recognizing the excellent water quality and environmental standards.


Portugal has about 90 golf courses (in a country with 15,000 golfers) most in the south where you can play practically all year-round.

Retiree Residency

Portugal offers the most user-friendly residency option in the Euro-zone. You can qualify to live in the country full time simply by showing a reliable income of at least 1,200 euros per month. 

For these and other reasons, expatriates living in Portugal, despite expressing concern for their families and friends in their countries of origin, say that they feel safer overseas, citing quick government’s responses to the crisis, community-oriented cultures, and a subsidized or free health system.

If you wish for more information, please contact us.

Duarte Jardine

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“We have a moment now, while we sit on collective pause, to regroup what we’d like our lives to look like and to connect the dots between our ideal lifestyle and the top choices for the best places to think about spending time and money overseas.”

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They will be free to use country’s health service, welfare system, bank accounts, and work and rental contracts

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